What is Zarfund, and why is it growing in popularity?

MMM is for everyone, despite the government's efforts to shut it down, MMM has grown even stronger especially in Nigeria - good for Us (I'm a mavrodian myself). MMM has its own issues; too many people pledging to provide help without having any cash in their Bank accounts, this happens very often in the MMM community, and it's really frustrating that a participant may have to wait for a whole week to get paid in MMM because of some unserious persons.

Now there's a new program different ftom MMM. This new program is strictly for smart people, apparently rooms for dumb people are rapidly vanishing, so smarten up! You can join my Whatsapp group for financial training if you want.

So what's the name of this incredibly magnificent program I'm writing about? Allow me to introduce the much awaited, tested and confirmed Wealth Creation program - ZARFUND.

Why You Should Choose Zarfund.

  • No admin fees and no admin handling any money.
  • No chance of being scammed out of money.
  • Easy and low cost start up.
  • No need to wait for your upline to confirm your donation. Zarfund uses blockchain API, your donations will be confirmed automatically. 

To participate in Zarfund you must have a BITCOIN wallet. A lot of people often ask, what is Bitcoin? how do I convert this bitcoin to real cash? I'll try my best to explain what bitcoin is all about;


Bitcoin is a new currency that was created in 2009 by an unknown person using the alias Satoshi Nakamoto. Transactions are made with no middle men – meaning, no banks! There are no transaction fees and no need to give your real name. More merchants are beginning to accept them: You can buy webhosting services, pizza or even manicures.

Why Bitcoins?

Bitcoins can be used to buy merchandise anonymously. In addition, international payments are easy and cheap because bitcoins are not tied to any country or subject to regulation. Small businesses may like them because there are no credit card fees. Some people just buy bitcoins as an investment, hoping that they’ll go up in value, trust me few years back 1 Bitcoin was valued at $1, now it's $617.

How to Aquire Bitcoins

Buy on an Exchange

Several marketplaces called “bitcoin exchanges” allow people to buy or sell bitcoins using different currencies. Mt. Gox is the largest bitcoin exchange. You can google out the best bitcoin exchange site in your country. In Nigeria NairaEx is the best and most reliable Bitcoin exchangers


People can send bitcoins to each other using mobile apps or their computers. It’s similar to sending cash digitally.

Owning Bitcoins

Bitcoins are stored in a “digital wallet,” which exists either in the cloud or on a user’s computer. The wallet is a kind of virtual bank account that allows users to send or receive bitcoins, pay for goods or save their money. Blockchain, Coinbase, etc

[source: CNN MONEY ]

Join Zarfund today

What is Zarfund?

Well, before we get to the nitty-gritty of the whole ZARFUND thing, let's get the basic concepts behind it.

Zarfund is a Matrix Program or a Direct Donation Program created by Hannes Jordaan where you donate a certain amount to your upline in order to get donation from your downlines. The donation method in Zarfund is only through bitcoin. I guess you'll have to work hard in this one IF you don't have a sound Team working on your behalf - this will be taken care of if you join my team of course.


For beginners, you'll have to start from the top, ehmm root of the tree, which is actually cool, trust me you don't want your first donation to be over 1btc.

The whole idea is based on everyone getting just two participants (if you have more than two you can help your downline by placing these extra participants under them)

The moment you sign up, your first donation goes to your direct upline, then you invite two new participants to join Zarfund, these two new participants will donate 0.03btc each to you. Just like that!

After receiving your first donation of 0.06btc, then if you like you can upgrade to level 2 for 0.05btc upgrade fee. This upgrade fee will be donated to a participant already in level 2. So that after upgrading, four participants will also donate 0.05btc to you, making you 0.2btc richer.

It doesn't end there, there are level 3,4,5 and 6. So why stop at level 2? Hmm, too much money is not even enough money. So let's proceed; To upgrade to level 3, you'll have to donate the sum of 0.1btc to your new upline, then wait for 8 participants to donate 0.1btc each to you. The process continues till level 6 when you'll get a whooping sum of 128btc every month!

Here's the Mathematical Expression of the explanation above.

LEVEL 1 : 2 x 0.03btc
= 0.06btc – 0.05btc (Upgrade to Level 2)
= 0.01btc profit / month = $6.326 (dollars) = N3,400 (naira)

LEVEL 2 : 4 x 0.05btc
= 0.2btc – 0.1btc (Upgrade to Level 3)
= 0.1btc profit / month = $63.24 (dollars) = N34,100 (naira)

LEVEL 3 : 8 x 0.1btc
= 0.8btc – 0.2btc (Upgrade to Level 4)
= 0.6btc profit / month = $379 (dollars) = N204,600 (naira)

LEVEL 4 : 16 x 0.2btc
= 3.2btc – 1btc (Upgrade to Level 5)
= 2.2btc profit / month = $1,391 (dollars) = N751,000 (naira)

LEVEL 5 : 32 x 1btc
= 32btc – 2btc (Upgrade to Level 6)
= 30btc profit / month = $18,990 (dollars) = N10,250,000 (naira)

LEVEL 6: 64 x 2btc
= 128btc profit / month = $81,000 (dollars) = N43,740,000 (naira)

Currently 1btc = $724 

So How Will You Get Paid On Monthly Basis In Zarfund? 

ZarFund is a Monthly donation peer-to-peer platform. It is the monthly contribution that gives the program its residual income effect. If everyone were to just donate one time, the program would not be as robust, as it is. Therefore, when we upgrade to a particular level, we are creating a monthly subscription, for that level. However, just as you would have monthly donation subscriptions to pay, you will also have those below you, who will donate to you, on a monthly basis. This is just how the program is set up.

Each time you upgrade to a Level, you are creating a monthly subscription for that level. About 5 days before your next monthly donation is due, you will see a Green "Pay Now" button next to each level subscription. When you click on that button the system will give you a person to pay.

So, for example, when you upgraded to Level 1 (Bronze), you created a subscription where you will send the same donation every 30 days, to your Direct level 1 Upline, if they are qualified... and if they are not, your monthly subscription will bypass them and go up to the next qualified upline member. However, you should also be receiving the same donation from the 2 people on your Level 1 in your matrix, each month. You are only creating a monthly subscription for the levels you have upgraded to.

For the monthly subscriptions... the people on your level 1 will pay you 0.03btc every month. The people on your level 2 will pay you 0.05btc every month. The people on your level 3 will pay you 0.10btc every month.. and so on, as long as you're qualified to receive the payment. 

How To Register In Zarfund 

First you need a bitcoin wallet.

To open a bitcoin account go to Blockchain.info

It's very easy to sign up, just like Facebook, but you should note that not all browsers are supported, so if you're using a mobile device, you should use quality browsers in the level of Chrome, Mozilla and Safari.

After you register, login you will see send and receive link, click on receive. Your bitcoin address will be displayed (your bitcoin address is like your account number) the address starts with 1 and it’s a combination of alphabet and numbers, copy it carefully.

How do You fund Your Bitcoin Wallet? 

It’s as easy as depositing and withdrawing from your local bank account.

Like I wrote earlier, you can fund and withdraw through online currency exchangers, and I recommend NairaEx if you're a Nigerian. I can as well sell to you if you're buying small quantity within the range of $25 to $500 worth of Bitcoin. 

To use e-currency exchangers you go to their site, create an account and click on buy bitcoin to buy, or sell bitcoin to sell (There’s no limit, you can buy or sell any amount)

How Can You Join Our Official Zarfund Team?

We have a team that works tirelessly with the aim of taking all our members to level 6 in the shortest possible time. To join our team after you fund your bitcoin wallet, you can register at Zarfund with our team link. 

Once you register, you'll be placed under the last person that registered through the team link, that way you won't necessarily have to look for referrals yourself. Although you can as well invite your friends to the team so as to help them make massive passive income just like you.


The next person that registers after you will automatically become your downline, it's that simple. All you have to do is sign up and share this article with friends on Facebook, Twitter, etc. Click here to Join Zarfund Now

Feel free to join our telegram or Whatsapp group after you've registered so we can celebrate our progress together as a team.

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